Info Table
TierPaid Plan
Affiliate ProgramYes [view all]
White LabelYes [view all]
APIYes [view all]
SupportYes
 [email protected]
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Description

Worldpay is an independent global payments company that enables businesses of all sizes to make, take, and manage payments across 174 countries and 135 currencies. With capabilities spanning online, in-store, and mobile transactions, Worldpay processes over $2.3 trillion annually for more than one million merchants, supporting both large enterprises and small businesses. The company focuses on secure, flexible technology and emphasizes corporate citizenship and sustainability in its operations.

Founded in1993
Location🇺🇸 United States
Founders Charles Drucker

Plans

No free plan available for this product.
Pay-as-You-Go / Standard Plan
Contact Sales
Online transactions: Usually 2.75% to 2.9% + £0.20 per transaction
In-person (POS) transactions: Typically 1% to 2.75% per transaction
Monthly service fee: £10–£30, depending on plan and business size
PCI compliance fee: £5–£25 per month (may be waived for some businesses)
Chargeback fee: £10–£20 per dispute
Early termination fee: Up to $295 or £400–£500, depending on contract
Same Day Funding: Available for £9.95/month
Additional fees: Setup fees, gateway fees, and minimum monthly fees may apply if transaction volume is low
Accepts all major credit and debit cards, plus alternative payment methods (Apple Pay, Google Pay, BNPL, ACH, open banking, etc.)
Supports over 120 currencies and operates in 100+ countries
24/7 customer support
Advanced security tools, PCI compliance, and fraud prevention
Integration with POS hardware, e-commerce platforms, and APIs
Recurring billing and subscription management
Analytics dashboard for transaction and sales insights
Customizable payment plans for subscriptions (monthly, quarterly, yearly, etc.)
Custom/Enterprise Plans
Contact Sales
Interchange Plus Pricing: Transparent separation of interchange fees and processor markup (rates negotiable for high-volume businesses)
Custom rates: Available for large or high-volume merchants, with potential for lower transaction and monthly fees
Dedicated account management and integration support
White label and embedded payment solutions
Tailored risk management and compliance tools
Refund Policy

You can request a full or partial refund through Worldpay if your payment has been completed, but refunds may take up to 3–6 weeks to process and will be returned to your original payment method.

Ratings

trustpilot(4.3/5)
g2(3.2/5)

Ai Opinion

AI Rating(1.4/5)

Based on reviews from various sources, www.worldpay.com earns a 1.4/5 stars rating.

What users like: No idea, Customer can pay online, Fix problem.

What users don't like: Inability to contact, Access denial, Hidden fees, Poor customer service, High cancellation fees, Lack of transparency.

Conclusion: Worldpay has been consistently criticized for its poor customer service, hidden fees, and lack of transparency, leading to widespread dissatisfaction among its customers.

Expert Opinion

Expert Rating(2.5/5)

I recently tested Worldpay, a global payment processing platform known for supporting over 300 payment methods and 126 currencies. My experience with the platform was a mix of strengths and significant drawbacks, especially when compared to other payment processors in the market. Worldpay stands out for its international capabilities. The platform is designed for businesses that operate globally, offering broad support for multiple currencies, languages, and payment types. This makes it a strong contender for companies with international customers or those planning to expand overseas. Integration options are plentiful, with APIs available for custom setups, and the system can connect to a wide range of POS hardware and e-commerce platforms. Security is also a priority, with PCI compliance, point-to-point encryption, fraud protection tools, and two-factor authentication all built in. However, the user experience is inconsistent. While the platform is robust, the interface feels outdated and can be confusing for new users. Many tasks, such as setting up recurring billing or managing access permissions, require assistance from customer support. Unfortunately, customer service is one of Worldpay’s weakest points. My interactions were often frustrating, with long wait times, frequent transfers between departments, and support agents who sometimes lacked the knowledge to resolve issues. This is echoed by many users who report similar experiences, especially when trying to close accounts or resolve billing disputes. Pricing and transparency are also problematic. Worldpay does not clearly publish its fees, making it difficult to understand the true cost until after you’ve signed up. Many users, including myself, encountered unexpected charges, monthly fees that increased over time, and steep termination fees—sometimes as high as $400–$500 for early cancellation. Billing statements can be unclear, and getting a straightforward explanation from support is often challenging. Reliability and performance are generally solid. Payment processing is fast and supports instant payments, manual entries, and recurring billing. Most transactions go through without issue, and the platform’s analytics tools provide useful insights into sales and payment history. However, some users have reported outages or issues with card machines, which can impact business operations. In summary, Worldpay is a powerful solution for businesses with complex, international payment needs, but it is held back by poor customer service, lack of pricing transparency, and a dated user experience. For large enterprises or companies needing global reach, it may be worth considering—provided you are prepared to navigate its support and billing challenges. For small businesses or those seeking simplicity and responsive support, there are more user-friendly alternatives available. Overall, Worldpay is reliable for payment processing but falls short in customer experience and transparency. Approach with caution, especially if you value clear pricing and responsive support.

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