Payhawk

(4.5/5)

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Info Table

Tier

Discount, Free Trial, Paid Plan, Tiered Pricing

Affiliate Program

Yes [view all]

White Label

Yes [view all]

API

Yes [view all]

Pricing From

$217

Support

Yes

support@payhawk.com

442045865402

Social Media Platforms

Description

PayHawk is an AI-powered spend management platform that unifies corporate cards, expenses, accounts payable, travel, and procurement in one place for global finance teams. PayHawk offers AI agents, smart Visa corporate cards, automated expense reporting, multi-entity approvals, and native ERP integrations to boost control, compliance, and real-time visibility while reducing manual work and month-end effort.

Founded in	2018
Location	🇧🇬 Bulgaria
Founders	Hristo Borisov

Features

Plans

No free plan available for this product.

Growth Program

€149/month for 24 months

◈Up to 20 cards (10 included; +10 for €99/month).

◈Up to 20 seats (8 employee + 2 admin included; extras €99/10 employees or €19/admin).

◈Up to 15 invoices/reimbursements monthly.

◈1 entity; no P2P, multi-entity, budget tracking, credit, or add-ons.

Core Plans

Custom pricing

◈Cards & Expenses: Multi-currency Visa cards, real-time expenses, auto-categorization, reimbursements.

◈Business Travel: Global bookings, policy enforcement, auto-reports/reconciliation.

◈Bill Payments: Invoice workflows, AI splitting, global payments.

◈Procure to Pay: PO management, 3-way matching, discrepancy workflows.

Refund Policy

Payhawk does not issue subscription refunds directly; card transaction refunds handled by merchants or credited to original payment method.

Ratings

trustpilot(4.2/5)

g2(4.6/5)

capterra(4.6/5)

producthunt(4/5)

Ai Opinion

✦

AI Rating(4.6/5)

Users praise Payhawk for its user-friendly interface, efficient expense and invoice management, and excellent customer support. Many highlight the time saved, reduced manual work, and fast, helpful responses from the support team. Some minor complaints include occasional issues with authorizing actions across different platforms, but overall, the experience is positive and the platform is recommended for streamlining financial operations.

Expert Opinion

✎

Expert Rating(4.8/5)

I recently tested Payhawk, an AI-powered spend management platform that unifies expenses, cards, and payments in one seamless tool. Here is my detailed review based on practical usage and research: Payhawk impressed me right away with its all-in-one workflows. I handled corporate cards, expense reports, travel bookings, and AP automation effortlessly, with AI agents catching receipts and auto-coding spends. Real-time dashboards gave full visibility, cutting manual work and errors during my tests. The user interface feels intuitive on day one, across mobile and desktop. Global payments in 115+ currencies and native integrations with ERPs worked smoothly, saving hours on reconciliations. Users love how it speeds up month-end by 66% in some cases. Features like proactive card controls and custom approvals kept spending compliant without hassle. Setup was quick, and support responded fast to tweaks. My only nitpick is occasional support delays during peaks, but pricing starts competitively around $217/month for basics. Overall, Payhawk is a game-changer for finance teams craving control and efficiency.