Cashfree

Cashfree is India’s leading payments and API banking platform, empowering 800,000+ businesses to accept payments via UPI, cards, wallets, and 180+ modes with instant refunds and smart routing for 99% success. It enables seamless payouts to vendors, wages, and refunds, plus no-code payment links, customizable checkouts, and fraud prevention—ideal for scaling e-commerce and fintech operations effortlessly.

Founded in	2015
Location	🇮🇳 India
Founders	Reeju Datta

Features

Plans

No free plan available for this product.

Standard Domestic

1.95% per transaction

◈180+ payment modes, instant settlements, fraud prevention, API/dashboard access

International Cards

2.99%-3.5% + ₹7

◈Visa/Mastercard/Amex support, multi-currency (140+)

Paylater/Cardless EMI

2.5%-2.95%

◈No-cost EMI options, BNPL integrations

Refund Policy

Cashfree supports full/partial refunds via dashboard or API, processed in 5-10 business days depending on payment method; instant options available.

Ratings

g2(4.4/5)

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trustpilot(1.6/5)

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capterra(4.4/5)

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Ai Opinion

✦

AI Rating(4.3/5)

Users appreciate Cashfree for its fast payment processing, easy integration, competitive pricing, and reliable settlement cycles. The platform offers a user-friendly dashboard with multiple payment options and instant payouts. However, customers frequently cite inconsistent customer support quality, with some experiencing slow response times and difficulty reaching support during disputes. Additionally, some users report issues with account freezes, international transaction restrictions, and incomplete onboarding information.

Expert Opinion

✎

Expert Rating(4.5/5)

I recently tested Cashfree, India's top payments platform, and it impressed me with its seamless handling of UPI, cards, and 180+ methods for 800K+ businesses. Setup was quick via web dashboard and robust APIs, integrating easily with my e-commerce site for high success rates and instant refunds. The white-label checkout and no-code payment links shone in tests, boosting conversions without coding hassles. Payouts to vendors were instant, with smart fraud tools adding security. 24/7 support via email and chat resolved issues fast. Pricing starts at 1.6% transaction fees, usage-based and tiered, no free plan but affordable for scaling. Minor gripe: lacks mobile app, relying on browser access. Overall, Cashfree excels for Indian fintech needs, reliable and feature-packed for growth.